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Support Pending Transactions

Feature Request

We currently don't sync pending transactions because these transactions are handled differently in each open banking provider, and bank; They can be removed, deleted, or updated at later points in time, which will require special handling for every destination.

Some of these actions are not possible currently for some destinations (for example, Lunch Money's API doesn't support deleting transactions).

However, feel free to add your use case here (including open banking provider and destination), and I’ll keep you updated on the progress.

Posted by Brian Lawlor ·
Status: Completed11 comments

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Comments11

  • Amr from Lunch Flow changed status to Completed
    Team•

    Dec 12, 2025

    Pinned

    Hey all 👋

    I know this has been a long time coming, but really appreciate your patience here 😄 The good news is I have now updated Lunch Flow to support pending transactions across all our open banking providers (provided they support pending transactions in the first place).

    You can now see pending transactions inside Lunch Flow’s UI, as well as fetch them from the GET /transactions API by simply using the include_pending query param.

    The next step is to support it in all destinations. Given we have multiple destinations, and each one is likely to have its own nuances, I have created separate feedback posts for each destination, and moved your votes based on the destinations that you have connected to Lunch Flow at the moment. You’re welcome to upvote them as well, and you’ll be notified of updates there 😄

    In the meantime, I’ll move this to done to keep feedback organised, and keep the feedback coming 😄

    • Guilherme

      •

      Jan 8

      Is this going to work with YNAB destination?

  • Amr from Lunch Flow

    •

    May 3, 2025

    Hey @Brian Lawlor ,

    Thanks for the feedback :D

    Some banks do share pending transactions. Tracking them does introduce a couple of challenges that add additional complexity, such as:

    1. Correlating pending and confirmed transactions: Some banks might send duplicates, or different IDs for confirmed vs pending transactions.

    2. Moving from just adding transactions to adding/updating transactions, which would come with some nuances as well.

    With that said, I’d be open to exploring this if there’s enough interest. Would you be open to sharing more about your use case? :D I’d love to learn how impactful the delay between pending and confirmed transactions is as well.

  • Jamie

    •

    Nov 16, 2025

    Another upvote from me. My bank doesn’t clearly separate out cleared / non-cleared transactions, so to get my balance to match between actual and starling, I need to figure out which ones are not cleared and add them manually.

    This was handled okay with the previous GoCardless integration.