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Family Plan

Feature Request

In the recent email, Amr mentioned “An up to 20-connection plan for all US/Canada providers (MX & Finicity) for $60.” is an unofficial option. This is interesting because of the high connection limit compared to other plans.

I have slowly been getting Friends and Family to start budgeting with Actual Budget, but the cost of syncing providers is a concern. I have considered having multiple people’s banks on a single account before, but privacy is a concern.

If there was a way to share a higher connection limit among multiple users with privacy or even have group based pricing like Spotify, that would help me get more folks into budgeting.

Posted by Avi ·
Status: On Provider2 comments

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Comments2

  • Glen Nicholls

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    Dec 10, 2025

    I don’t care about group plans as I think that’s an area that definitely will get abused by others. As a quick side note, I really hope your friends are smart enough NOT to link their banks with your lunchflow account and I hope you realize your liability if your infra leaks their info. A piece of advice: remember that this is your journey/hobby and not necessarily theirs. I find it less stressful acting as a knowledge resource for someone who wants to learn. If they want to learn how to budget, they will find a way and I’m happy to provide advice/direction. Plus, I don’t want the support role of someone else’s finances as my own are MORE than enough 😉

    Anyways, I just have a bunch of accounts from retirement, trusts, CCs, HSA/FSA, investment, etc. and the pay-per-connection is annoying as-is.

    I plan to continue manually importing off-budget investment/churning-like accounts. BUT, I would absolutely pay for a bundled option!

  • Amr from Lunch Flow

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    Dec 9, 2025

    Hey @Avi 👋

    Thank you very much for that feedback!

    Definitely very open to exploring this … The challenge is that many providers have different billing per user, so that has an impact on how low I can drive the plan pricing. I’m also concerned about potential abuse…

    With that said, I’ll keep this issue open for others to chime in, and will reach out to you directly for more details about your specific need.